US Rates*
Notice: Discontinuation of select Term Deposit products
Effective January 20, 2026, we will discontinue the following Term Deposit products:
- Non-redeemable Term Deposits (monthly interest option)
- Short-term CAD Term Deposits
- Redeemable Term Deposits (Note: 1-year non-registered redeemable option will remain available)
- Short Term USD Term Deposits
- Index-Linked Term Deposits
- Escalator 3- and 5-year Term Deposits
Please note: The discontinuation of these products applies to both registered and non-registered investment accounts, unless otherwise noted.
If you hold one of these products, no action is required at this time. Your existing Term Deposit(s) will remain in place until their maturity date. At that time, you can choose from our available Term Deposit options.
Foreign Exchange Rates
| US Rates | |
|---|---|
| Buying US Funds: | 1.3968 |
| Selling US Funds: | 1.3568 |
| Rates Updated January 23, 2026 | |
Did you know you can buy US money and deposit to your US account online? Just use the transfer feature on your online banking. Call 1-877-WESTOBA if you have questions!
US Term Rates
Use our Investment Calculator to help figure out your investment options.
| US Dollars *Minimum $1000 | |
|---|---|
| 1 Year (Non-redeemable) | 3.200% |
| $1000 minimum on the above | |
*Rate effective date: October 31, 2025
*Rates are subject to change without notice.
*Conditions may apply.
*Additional terms and rates are available upon request.
*US Foreign Exchange Rates Subject to Change