Date: November 23, 2018

Set these tips in motion and make saving a part of your daily life!

1) Budget, Budget, Budget…

Budgeting is key. Utilize the budgeting tool available on our website or download one of the many budgeting apps to help you allocate your money.

2) Use your Credit Card Wisely

Utilizing credit cards correctly is a great way to manage your budget and earn extra benefits for spending. Just ensure you pay it off in full each month to avoid interest charges.

3) Auto-Transfers

Set up automatic contributions to a savings account that is not easily accessible.

4) Paycheque Savings

Talk to your employer about the option of directly depositing a portion of each paycheque to a savings account – out of sight, out of mind.

5) Restrict Debit Card Access

Ensure that your MemberCard is only linked to your Chequing account, that way you won’t have easy access to your savings for impulse purchases.

6) Download WestobaGO

Frequently monitor your spending using our MemberDirect and WestobaGO App to ensure you are staying within your budget.