New to Canada

New to Canada Program

You’ve made the journey, now let Westoba Credit Union help you find your home and set you up for financial success.

What makes our New to Canada Program unique?

  • No-income qualifier  
  • No credit score required 
  • No co-borrower needed 
  • Property must be within 150 km of Winnipeg & Brandon 
  • Purchase price can be up to $1,000,000 
  • Quick approval within 48 hours* 
New to Canada family mortgage

Get Our Best Mortgage Rate.

Find the right mortgage solution and pre-qualify for the maximum mortgage amount.

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What are the qualifications of the New to Canada Mortgage?*

To be eligible, you must:

  • have lived in Canada for five (5) years or less or 3 years if Canadian ex-pat; OR 
  • have a work permit*, student visa*, or permanent resident
  • have a minimum downpayment of 25%* of the purchase price
  • obtain life insurance or assign existing life insurance
  • must be purchasing first primary residence in Canada

Let’s talk about how we can help you make Canada home. Call 1-877-WESTOBA Or book an appointment now.

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*Some conditions apply. No fee banking includes transaction-specific chequing fees and does not include service charges incurred at a Westoba branch. Home Equity Line of Credit is available on approved credit.