Fee for Service

Revised February 2023
Transaction Fees
Retail transaction fees (choose WestobaONE add-ons to eliminate this fee) $1.50
Commercial debit items (carry a minimum monthly balance to eliminate this fee) $0.65
ATM Fees
Acculink (Canadian Credit Union ATM) FREE
Interac (Canadian Banks) $2.00
Cirrus (International ATMs) $5.00
Bill Payments
In branch or via Virtual Services $3.00 plus account service charge
In branch Westoba Collabria credit card bill payments FREE
Online banking FREE
Negotiables
Money Order (CDN) $15.00
Primary Order (CDN or USD) $10.00
Certified Cheque $20.00
Draft (USD)
<$10,000 $15.00
$10,001 – $24,999 $20.00
>$25,000 $25.00
Stop Payments – Cheque or ETF
All information provided $15.00
Partial information provided $20.00
Stop all $40.00/month
Wires
Between Credit Unions Incoming and Outgoing Please contact us for pricing.
Within Canada Incoming and Outgoing Please contact us for pricing.
Outside Canada Incoming Please contact us for pricing.
Outside Canada Outgoing Please contact us for pricing.
Account Services
ClickSWITCH – subsequent enrollment $25.00
Organization account signers changing more than once per year $35.00
Cash Order (greater than $10,000) $75.00
Coin Deposit or Withdrawal $0.10 per roll
Post-dated cheques held for deposit $2.00
Dormant account fee $40.00
Full Membership Closure (opened 6 months or less) $50.00
Customer Automated Funds Transfers
AFT set up – lending payment or investment $20.00
AFT change $5.00
Foreign Currency – Non USD
Purchasing or cashing foreign currency (non USD) Service provider fee
Registered Products
TFSA Variable Withdrawal more than one a month $5.00
Full transfers $100.00
Registered Education Savings Plan transfer $100.00 plus Concentra fee
LIRA or LIF special withdrawal $100.00
Balance of Account Transfer out to another financial institution $20.00
Statements
Monthly mailed $3.00
Electronic (e-statement) FREE
In branch statement printing $5.00
Print version of electronically signed documents $5.00
Transfers
Transfer from one Westoba account to another via Virtual Services $2.00
Transfer from one Westoba account to another via branch phone request $5.00
Transfer from a USD account to a CDN account $1.00
Online banking Free within monthly transaction count, if applicable.
Automatic Pre-Authorized Transfer (PAT) Free within monthly transaction count, if applicable.
eTransfer $1.50
Request Money Deposit $1.50 plus account service charge, if applicable.
Balance of Account transfer out to another financial institution or non-registered investment transfer out to another financial institution $20.00
AgriInvest Direct Transfer out to another financial institution $100.00
SAFETY DEPOSIT BOXES *all sizes might not be available at branches
1.5″ x 5″ $40.00
2.5″ x 5″ $50.00
3″ x 5″ $55.00
3.25″ x 5″ $60.00
5″ x 5″ $70.00
2.5″ x 10″ and 3″ x 10″ $80.00
5″ x 10″ $95.00
Key replacement $30.00 plus cost
Drilling and repair $150.00 plus cost
Administration Fees
Duplicate Tax Slips/receipts $15.00
Official communication on Westoba Credit Union letterhead $30.00
MemberCard Replacement (except a renewal card) $15.00
Interac flash deactivation $40.00
Online banking Free
Mail an in-branch personal cheque order (standard postage) $10.00
Mail an in-branch business cheque order (plus postage) $15.00
Estate membership opening $100.00
Cheques, Clearing Items and Overdrafts
Returned item – non-sufficient funds (NSF) $40.00 plus overdraft fee
Unauthorized Overdraft $10.00 per item
Authorized Overdraft $5.00 charged once per month if used
Night Deposits
Disposable bags (group of 100) $30.00
Initial cloth credit union bag and key $40.00