Investment Rates

 

Building Community. One Investment at a time.

Great investment options, competitive rates and sound advice – you’ll find it all right here at Westoba.

All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. That means a deposit guarantee with no limits on all accounts and investments! Have peace of mind knowing your money is safe – guaranteed! Learn more.

Notice: Discontinuation of select Term Deposit products

Effective January 20, 2026, we will discontinue the following Term Deposit products:

  • Non-redeemable Term Deposits (monthly interest option)
  • Short-term CAD Term Deposits
  • Redeemable Term Deposits (Note: 1-year non-registered redeemable option will remain available)
  • Short Term USD Term Deposits
  • Index-Linked Term Deposits
  • Escalator 3- and 5-year Term Deposits

Please note: The discontinuation of these products applies to both registered and non-registered investment accounts, unless otherwise noted.

If you hold one of these products, no action is required at this time. Your existing Term Deposit(s) will remain in place until their maturity date. At that time, you can choose from our available Term Deposit options.

Registered Investments

A range of registered products and services matched to members’ specific needs now and throughout your life. Check out our range of term options and competitive rates.

Term Deposit (GIC) Investments

Open investment accounts that enable you to invest unlimited amounts of money. The sky’s the limit! Talk with us about your options.

US Dollar Investments

Put your US dollars to work and earn money with our US investments.

Business High Interest Savings Account

Earn a higher rate of return while keeping your money easily accessible. Interest is calculated on your closing daily balance and paid on the last day of each month.

AgriInvest

A savings account created with farmers in mind to help you manage small income declines and provide support for investments to mitigate risks or improve market income.

Deposit Rates

Earn interest on your money while meeting your everyday banking needs.