Mortgage Rates

Step one in getting the right mortgage is learning more about you, your home owning goals and your overall financial history. Let’s get that conversation started. Make an appointment with a Mortgage Specialist or call 1-877-WESTOBA.

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If you’re looking to get a sense of what you might be able to afford, take a look at our listed mortgage rates.

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Try inputting the rates below into our Mortgage Calculator and get a sense of what you can afford.

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Prime Rate5.45%
Mortgage Rates - Fixed
1 Year5.89%4.60%
2 Years5.89%4.80%
3 Years5.90%5.00%
4 Years6.04%5.25%
5 Years6.14%5.40%
Mortgage Rates - Closed Variable
5 Years Closed Variable4.45%
*   Rates are subject to change without notice.
** Some conditions may apply.

*Additional terms and rates are available upon request.

*Rates effective: September 22, 2022.

The Annual Percentage Rate (APR) is equivalent to the Annual Interest Rate, and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.