Grandfathered Products
These products and services are no longer available.
At Westoba we want to make sure you have an account that makes sense for the way you bank. That is why we have our WestobaONE FREE Chequing Accounts, where you only pay for services that you use. To learn more about our new accounts click here.
As of November 1st, 2019, some of our grandfathered products will be converted to WestobaONE Accounts. For more information, click here!
Information about grandfathered products and services is below:
Personal Chequing
Personal Chequing
Features:
- Our basic pay-as-you-go account
- Free Member Card® debit card
- No monthly fee
- No minimum balance
- One free debit for each $500 of minimum monthly balance
- Cash withdrawals in-branch
- Free access to online banking, WestobaGO mobile app and 1-877-WESTOBA
- Overdraft protection on approved credit
Fees:
- $1.50 per debit item
- $3.00 for in-branch bill payments
- $3.00 statement fee
Performance Plus
Performance Plus
Features:
Westoba’s one-stop account package.
- Detailed monthly statements
- Up to four free Interac® ATM withdrawals a month
- Free access to online banking, WestobaGO mobile app and 1-877-WESTOBA
- Bill payments in-branch or online
- Cash withdrawals in-branch or ATM
- 40 free debits a month
- Overdraft protection on approved credit
All cheque and debit purchases covered by CUMIS Buyer Protection & Extended Warranty
Fees:
- $14.95 monthly fee (40 free debits/month)
- $1.50 for additional debits
Golden Chequing
Golden Chequing
Features:
- No monthly fee
- 40 free transactions a month including cheques, debits, point-of-sale transactions and credit union ATM withdrawals
- Product & service discounts
- No minimum balance
- Free Member Card® debit card
- Bill payments
- No-fee deposits or withdrawals in-branch
- Free access to online banking, WestobaGO mobile app and 1-877-WESTOBA
- Overdraft protection on approved credit
Fees:
- No monthly maintenance fee
- $1.50 per debit item (40 free debits/month)
BUYER PROTECTION AND EXTENDED WARRANTY
Members with the grandfathered Performance Plus chequing accounts receive the following Buyer Protection and Extended Warranty benefits.
- Buyer Protection covers most retail items for 120 days from date of purchase against loss resulting from theft, damage or destruction
- Home or home-based business purchases are protected
- Higher coverage – up to $60,000 lifetime
- Gifts (without recipient limitations)
- No sublimits on valuables
- All Westoba Performance Plus members are covered
- Worldwide purchases, not just Canadian purchases
- Purchases made with a cheque drawn on your Performance Plus account are also protected
Here are the current Service Charges and Fees.